Fintech Software That Handles Real Money
Building banking and payment systems since 2016. Every line of code reviewed knowing one bug could cost someone their savings.
Challenges We've Seen (And Solved)
These are the real problems that keep finance businesses up at night
Security Can't Be Optional
Fintech security breaches make headlines. We do penetration testing quarterly, encrypt everything, log every transaction. Paranoid? Maybe. But that's the job.
Regulations Change Fast
RBI updates guidelines, you have 30 days to comply. Your software better be built modular so you can adapt quickly without rebuilding everything.
Performance at Scale
Payment gateways need to handle surge traffic - salary days, festival sales. If your system goes down during Diwali shopping, that's revenue gone forever.
Integration Complexity
Every bank has different APIs, different response times, different error codes. Building payment systems means dealing with 20+ integration points that all need to work flawlessly.
How We Actually Solve These
Not just features - solutions we've built and tested with real clients
Payment Gateway Integration
Integrated with Razorpay, Cashfree, PayU, CCAvenue, Paytm - basically every Indian payment gateway. Handle UPI, cards, wallets, net banking, even cash on delivery tracking.
Lending Platforms
Built systems for NBFCs doing digital lending - from lead capture to credit scoring to disbursement. Integrated with Experian, CIBIL, Aadhar verification APIs.
Wealth Management Apps
Investment tracking, SIP automation, portfolio rebalancing - for clients managing ₹500Cr+ in assets. Real-time data from NSE/BSE, tax calculations, performance reports.
Banking Software
Core banking modules for regional banks - accounts, loans, fixed deposits. Not replacing their mainframe (nobody wants that headache), but building customer-facing layers that actually work well.
Real Project, Real Results
One example of how this actually plays out
Digital Lending Platform (Mumbai)
Manual loan processing taking 5-7 days, 40% applications incomplete due to complex forms, credit assessment purely manual leading to high default rates.
Built mobile-first loan application with Aadhar-based KYC, automated credit scoring using ML model trained on their historical data, instant approvals for qualified applicants, integration with bank APIs for disbursement.
- Loan processing time: 5 days → 15 minutes
- Application completion rate: 60% → 89%
- Default rate reduced by 23% through better credit assessment
- Processing 2,000+ loans monthly (was 300 before)
Why Work With Us
What we bring to finance projects specifically
- Passed security audits for major banks - we know what compliance looks like
- Payment gateway expertise - integrated with every major Indian gateway
- Financial domain knowledge - team includes ex-bank IT professionals
- Disaster recovery planning - multiple backups, failover systems, tested recovery procedures
- Transparent pricing with escrow options for large projects